How to check your bank balance on WhatsApp

How to check your bank balance on WhatsApp

Those who use WhatsApp can use the instant messaging service app to conduct financial transactions like sending money and checking their bank account balance.

To enable bank-to-bank money transactions, WhatsApp Payments uses UPI. The NPCI (Nationwide Payments Corporation of India) developed UPI (Unified Payment Interface), a national payment system that is supported by most of India’s major banks.

To identify your bank account details, WhatsApp uses the phone number linked with your account. To check your account balance through WhatsApp, your bank account number should be added to the payment method. There are two ways one can check the account balance, one is through settings and the other is when sending money.

Follow these steps to check your account balance from using the Settings option:

Step 1: Open WhatsApp.

Step 2: Tap More options if you’re using an Android device.

Step 3: If you’re using an iPhone, go to Settings.

Step 4: Tap Payments.

Step 5: Click your bank account under Payment methods.

Step 6: View your account balance by tapping View account balance.

Step 7: Enter your UPI PIN and check your balance.

How to check account balance when sending money?

Follow these steps to check your account balance while transferring money to another account:

Step 1: Tap your preferred payment option from the payment notification screen.

Step 2: Click on ‘View account balance’.

Step 3: Select the relevant bank account if you have multiple bank accounts linked to your WhatsApp account.

Step 4: Enter your UPI PIN.

Things to note:

  • During your initial bank set up, you will simply be required to approve the Payments Terms and Privacy Policy.
  • If you fail to find your bank in the list, it is possible that your bank is not supported.
  • To facilitate payments, the phone number should be linked with your WhatsApp account. This number is utilised to identify your bank account details.
  • Make sure you’re using the most recent version of WhatsApp to use payments.